A claimant with a broken or fractured bone has clear evidence, concerning the nature of his or her injury. Still, other considerations would determine the claim’s true value.
Insurance companies focus on 2 key questions for a hard injury, such as a broken or fractured bone.
The medical evidence, normally an X-ray should show the severity of the injury. The severity offers one proof of the claim’s value. The second key question would reflect the view of the adjuster. It would focus on whether the jury might find the defendant guilty, if the case were to go to court. Related to that question is this one: What might a jury award the plaintiff?
Additional considerations for the insurance company
What effect could the injury have on the victim’s life? Could it make the victim/plaintiff unable to continue his or her pursuit of a chosen career?
What is the location of the break or fracture? Someone with a broken leg has a more valuable claim then someone with a broken finger.
Was surgery required, in order to fix the break or fracture? Introduction of surgery would increase the size of the claimant’s medical bills; hence, it would increase the claim’s value.
What could happen, if the other party was clearly at-fault?
Claimants that find themselves in such a situation might receive an offer from the defendant’s attorney. That same Personal Injury Lawyer in Fort Erie might agree to work with the defendant on arriving at a reasonable compensation. In other words, the compensation would be offered, without the need for negotiations.
Families that find themselves in such a situation should be prepared to suggest a figure that would cover their projected costs. That way, the money offered by the insurer would not prove incapable of filling the family’s needs. Read on, in order to obtain detailed information about those projected costs.
Among the projected needs might be that of arranging for the recovering victim to undergo some type of physical rehabilitation. By the same token, a specialist in massage might be recommended, in order to supplement the efforts made by the physical therapist.
How long might the claimant/victim need to receive physical therapy? That would be up to the doctor. Sometimes patients receive such therapy while in a special facility. Then their release cannot take place until they can manage on their own, or can arrange to have someone stay with them, helping with simple household chores.
By the same token, any family that plans to be getting a large sum of money should think about who will be holding and handling the awarded sum. That need could require consultation with another lawyer. Some lawyers specialize at helping claimants that have received a large sum of money.