A year or more might pass between the date of a given injury-causing accident, and the date of a settlement or court-ordered decision. During that time medical bills accumulate. How can those same bills be paid?

Facts related to subject of paying for treatment of injuries

Victims must pay their medical bills as each of them arrives, even when any victims are still recovering from an injury. Any institution that has provided accident victims with a source of funds, following the victim’s involvement in an accidental injury has the right to seek reimbursement for the money that was spent on the victim’s medical care. Personal Injury Lawyer in Waterdown are aware of that fact.

Hence, those same lawyers arrange for the delivery to the proper institution of that anticipated reimbursement. Typically, that arrangement calls for the delivery of some of the money that the lawyer’s client has obtained, either by means of a settlement, or by using money that was part of a court-granted award.

• Elements that affect the method used for paying each bill as it becomes due.
• Nature of accident
• Location of accident
• Type of insurance held by injured victim

How does accident’s nature affect method used for paying medical providers?

With on-road accident, there could be a limit on the level of expenses that would be covered by the available insurance.

With premises liability, the method available dependent on the property owner’s possession, or lack of possession of med-pay coverage.

How does the accident’s location affect the payment method?

Victims that were involved in an on-road accident in a no-fault state should have some or all medical bills paid by their own insurance company. It is a known fact that victims with health insurance have access to coverage in any state. They will be covered by either Medicare or Medicaid has access to the needed funds in any state.

How does the type of insurance possessed by the victim play a part in determining the methods available for paying medical bills?

If an employee gets injured while on-the-job, he or she might benefit from the availability of workman’s compensation. If victim had purchased an uninsured motorist option, and then got hit by an uninsured driver, the victim’s own insurance would cover the bills, up to a limit. In order to seek money that exceeds the limit, a victim would need to sue the responsible party.

If victim had purchased an underinsured motorist option, and then got hit by driver with only a minimum amount of insurance, the victim’s own insurance would need to make up the difference, until a stated limit was reached. If the total for the bills were to exceed that limit, then the victim would need to sue the responsible driver.