Once you have signed your policy, you have established a contract with your insurance company. According to the policy’s terms, you have certain obligations. You have an obligation to send a notice to your insurer, after you have become involved in, or have suffered the consequences of an accident.

Typical methods for sending the expected notice

Contact your agent; request a confirmation of the fact that the information you have provided has been shared with the members of the Claims Department. Let your Personal Injury Lawyer in Waterdown make direct contact with the Company’s Claims Department.

Rights retained by the notified insurance agency

Direct access to your medical records. Payment from you, the policyholder, of any money that might have been granted by a third party, such as a provider of health insurance. They expect your cooperation as they have the right to inspect the damaged vehicle, the one named in the policy.

Tips for dealing with certain of the insurance agency’s requests

The request for access to your medical records could get presented as a release form. Some forms are overly broad. Some of them seek permission to look at past records, those that do not relate to your current injury.

Sometimes, too, such a form makes mention of your credit history. That has no relation to your accident. Cross out the requests for irrelevant material. Initial those spots where you have chosen not to go along with a specific request. Sign the altered form.

When you return the altered form, attach a note to it. In that note indicate why you felt that the insurance agency did not need the information that you have refused to release. While you do need to cooperate with the insurance company, you do not need to honor any unreasonable request. For instance, the shared information should include the names of any witnesses and the names of your medical providers. You should also give your insurer the estimate for repairs on your vehicle.

The company that has provided an estimate should give you a listing that itemizes the cost for each repair job. The company’s name would probably be at the top of that listing. Still, you are not required to use the company that provided the estimate. Moreover, you are not expected to complete the repairs within a given amount of time.

In other words, you have the right to deal with any awarded repair money in the manner that you choose. Of course, if you have become dependent on a rented vehicle, you would probably want to get your vehicle fixed just as soon as possible. When you receive a request from your insurance company, you have the right to determine when and how you will carry out that obligation.