When you’ve been involved in a motor vehicle accident, you’ll have to file a claim with your insurer for any injuries you’ve suffered and for the damage that’s been done to your car, SUV, truck, or van. This means that you’ll have to deal with a claims adjuster from your insurance company. By definition, the claims adjuster’s responsibility to you is to adjust or settle your claim. Consequently, they’ll be investigating your accident and preparing a report based on their findings. Accordingly, they will fix an amount that will be the amount of damages that you will receive.
Although this sounds pretty straightforward initially, you’ll need to know how to deal with the adjuster in a manner that enables you to receive most compensation possible for damages as well as your pain and suffering. However, insurance companies are not on your side and are always looking for ways to lowball or deny your settlement. Here are 5 tips that will ensure they don’t get away with this:
First and foremost, it’s important to remember that the clock is ticking: The basis or foundation of every successful personal injury claim is “evidence.” So, make sure you gather and preserve all the evidence you possibly can. Don’t procrastinate. The longer you delay doing this, the more it will hinder the outcome of your case.
Given the opportunity, the insurance adjuster will use what you say against you: Insurance adjusters are notoriously devious for trying to trap the client and use their words against them. Keep everything neutral. Don’t estimate, don’t embellish, and most importantly, don’t assume.
Insurance adjusters are skilled negotiators: Their job is to settle your claim in a manner that favors their employer (the insurance company). They’ve spent hours learning negotiation skills and how to get the results that benefits their company.
The insurance company adjuster is NOT your friend: Remember that the insurance company does not have your best interests in mind when it comes to settling your claim. They are only interested in protecting their bottom line. They have one job and one job only – minimizing the size of the settlement you get.
The insurance company doesn’t want you to hire a personal injury lawyer: The last thing any insurance adjuster wants to hear is that you’re going to hire a personal injury lawyer in Waterdown to handle your case. By yourself, you’re an easy mark.
But when you’re represented by Barapp Law, you stand a better chance of getting the settlement you deserve and having your rights to fair and reasonable compensation protected in a court of law. We are here Call us today at (888) 226-4264. Schedule an appointment today.