No adult that has been injured in an auto accident has to accept his or her possession of that unwanted medical problem as act of fate. Each of them has the right to go after a fair compensation. Yet an insurance company could object to the accident victim’s request for such compensation.
Documents that help to counter an insurance company’s objections
• A copy of the police report
• Witness’ statements: those taken at the scene of the accident and those provided later, during an interview
• Photographs of the accident scene, and photographs of the damaged vehicles
• The claimant’s medical records: These should show that the claimant/victim had made a point of undergoing a medical examination within 24 hours of the time of the reported accident.
• Estimated costs for repairs to the damaged vehicles: These should come from a mechanic or a garage, one that specializes in repairing damaged automobiles.
The significance of the claimant’s attitude
All claimants should exercise patience, when negotiating with an insurance adjuster. Still, that patience should not rise to such a level that the claimant begins to look like a doormat.
That fact helps to underline the role of the lawsuit. No one that has filed a lawsuit has to pursue that potential path to the point where he or she must face the opposing side in a courtroom. The threat highlights the fact that there is a limit to the claimant’s patience.
The significance of claimants’ actions
Personal injury lawyer in St Thomas knows that the claimants that carry out persistent actions stand the best chance for winning a fair settlement. On the other hand, those that have chosen to badger the adjuster should not expect much cooperation from that same insurance employee. Indeed, the adjuster’s response to each of their offers could well be quite low.
In other words, a claimant’s ability to protect his or her rights depends to a large extent on how well that same claimant has chosen to demonstrate a moderate level of persistence. The willingness to make follow-up calls tends to underscore a readiness to persist with performance of effective actions.
Such calls help claimants to check on the status of their claim. In fact, no claimant should hesitate to carry out any action, short of badgering, if it promises to offer a larger amount of insight, with respect to the status of a given claim.
Sometimes if the adjuster does not have a readily available answer, it helps to ask for a specific date, a time when the desired answer should be ready. In that way, the requester has managed to put a bit of extra pressure on the adjuster. Adjusters do not feel badgered, if the request has been presented in a caring and thoughtful manner.