Usually, your claim is denied because it was submitted incomplete or because the administration made mistakes when processing it. This doesn’t mean that your claim is not valid. You’ll need to review your claim thoroughly to make sure that all paperwork is included and completed as required before submitting it.

If the issue lies with administrative errors, be sure to touch bases with the administration to make sure that the employees who handled your claim placed the right pieces of paperwork in the right places. You may have to hire a good personal injury lawyer in Fort Erie if your otherwise valid claim was denied because of bad faith.

Bad Faith by the Insurance Company

Insurance claims can and have been denied in the past because of bad faith by the insurance company. This can occur because of a lack of communication, contact, or by denying the claim in its present form.

You may even find that the insurance company is not answering either your phone calls or calls from your personal injury lawyer. In extreme instances, insurance companies have been known to reject valid claims that were complete and filled out according to law. You’ll need to have your personal injury lawyer intervene in this instance.

The Demand Letter

You can always start the settlement negotiations process by sending a demand letter to the defendant’s insurance company. This is an important document for you to file. It contains details regarding the monetary compensation that you are seeking for property damage and bodily injuries that the defendant has caused you.

Make sure you include all of the reasons why your claim is legally valid and why you’re legally entitled to the compensation. Believe it or not, you can use this letter in a lawsuit against the insurance company if it ever acts in bad faith. It’s also a great legal document to use should the insurance company respond and allow your personal injury lawyer to enter into negotiations with it.

When the Insurance Company Intimidates Your Lawyer

Expect the defendant’s insurance company to try to intimidate both you and your lawyer. The process tends to start with the initial offer which tends to be ridiculously low. You need to have your personal injury lawyer communicate the details of your personal injury claim to the insurance company and educate it on why you want and need a higher settlement amount.

The defendant may need to hire a personal injury lawyer, since you can sue the defendant for attempting to deny your otherwise legal claim, don’t be surprised if the defendant ends up hiring a Personal Injury Lawyer in St Thomas to defend him or herself.