In Canada, every pet owner gets held responsible for that pet’s behavior. For that reason, all of Canada’s pet owners should purchase some form of pet insurance.
Not every pet insurance policy is like all the other similar policies.
Some offer coverage to the pet’s owner if that pet canine has bit someone. Still, not every policy has included that option. Some cover the cost of legal fees, if some of the owner’s time must be spent in a courtroom. Owners should be covered, in the event that their dog had been annoyed, before becoming the eventual victim of the dog’s teeth.
Other situations that could highlight the need for a policy that covered the cost of legal fees
It could be that the owner’s dog had been placed in a pen. Perhaps that same canine then dug under the pen’s fence, and thus escaped from that enclosure. Would the law have expected the owner to foresee that possibility?
That would be the question before the court, if the owner chose to fight the charges made by the victim. Without an attorney, the owner would have no way to fight those charges. A good pet insurance policy should support the defense of a pet owner that has been held liable for the effects of a dog’s bite.
Alternately, the height of the wall surrounding a canine might not prevent occurrence of an unwanted situation. That animal might find a way to climb on some object and jump over the wall. Again, the court would need to decide whether or not it was the owner’s duty to foresee the chances for the actions taken by the canine.
It is even possible that the pet’s actions triggered a strong response from the victim. Perhaps the victim’s response entailed spraying the attacking animal with an unpleasant chemical. That could harm both the dog and the dog’s owner. In other words, both the bit party and the canine’s owner might have reason to file a personal injury claim. If that were to be the case, then both of them would need a lawyer. Only possession of a suitable pet insurance policy would provide the dog loving, sprayed and injured party with financial support, when searching for a Personal Injury Lawyer in Waterdown.
Someone with a personal injury claim must show that the responsible party should have foreseen the danger that caused the claimant to become injured. A good lawyer should be able to demonstrate the inability to foresee that danger. That fact helps to underscore the value provided to the buyer of an adequate pet insurance policy. Canadians that own dogs need to buy such a policy. Each of them should purchase an obviously comprehensive policy.